FGF shall not be responsible, and shall have no liability whatsoever, for any incorrect or inaccurate information or content posted on the Web Site. Without limitation, FGF assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications failure, theft or destruction or unauthorized access to, or alteration of, any communications, including those relating to any information provided by you. FGF neither represents, warrants, covenants, guarantees, nor promises any specific results from your use of the Web Site. Under no circumstances will FGF be responsible for any loss or damage resulting from your use of the Web Site, any content thereon, and/or any interactions between any users of the Web Site, whether online or offline. FGF shall not be responsible, or have any duty or obligation to, or liability for, decisions or interactions resulting (directly or indirectly) from any information contained on the Web Site including information submitted by you. In no event will FGF be liable to you or any other person for any damages, costs, losses or expenses, including any special, incidental, consequential or punitive damages arising from your use of the Web Site or participation in any activities in connection therewith.
1. Intellectual Property
This Web Site, including, but not limited to, all content (e.g., text, photographs, video, audio and graphics) (“Content”), are the exclusive property of FGF, its licensors or other owners. The text materials owned by FGF and made available through the Web Site may be used, downloaded, reproduced or reprinted for your personal use, provided that the copyright notice appears in all copies. The copyright notices shall not be removed and all such materials shall be for non-commercial or personal use only and may not be modified or altered in any way. All rights in photographs, illustrations, artworks and other graphic materials are reserved to FGF and/or the copyright owners. Permission to use, download, reproduce or reprint any photograph, illustration, artwork or other graphic material must be obtained from the copyright owner prior to any use.
Unless and except as otherwise expressly permitted by this Agreement, you may not copy, reproduce, modify, create derivative works of, alter, publicly distribute, republish, post, transmit, publicly perform or display or otherwise use any information or material obtained from or through this Web Site, without prior written permission.
Any unauthorized use of this Web Site or the Content will terminate the permission granted by this Agreement and may violate applicable laws, including copyright law, trademark laws, and commercial regulations and statutes.
This Web Site features services or activities that may require you to provide certain personal information (e.g., your name, age, Email address, and/or other contact information) before participation may be permitted. Also, whenever you access the Web Site, we may collect certain information, which may include the browser and operating system you are using, the URL or advertisement that referred you to our Web Site, and the search terms you entered into a search engine that lead you to our Web Site (“User Information”). In addition, we automatically collect your IP address or other unique identifier (“User Identifier”) for any computer, mobile phone or other device you may use to access the Web Site. A User Identifier is a number that is automatically assigned to your device used to access the Web Site or any services offered therein, and our servers identify your device by its User Identifier. FGF may use the Personal Information, User Information, and User Identifier for our business purposes, including: (1) facilitating your participation in activities and to provide services through the Web Site (including providing you with information and answering any questions); (2) processing your request for registration and verifying information provided to us; (3) FGF’s internal business purposes; and (4) other purposes which will permit FGF to improve and develop our services and Web Site.
To interact with certain features on the Web Site, you may create a public profile that is available to other internet users (“Public Profile”), through which you may provide certain information about yourself, including name, academic interests, comment, or other content. You are solely responsible for the accuracy of such Public Profile and all such use is at your own risk. FGF shall not be responsible for any claims or liabilities arising from your creation and/or use of the Public Profile.
FGF will establish reasonable precautions to protect collected Personal Information from unauthorized access and disclosure. However in no event shall FGF be responsible for the confidentiality of such Personal Information or any communication or material transmitted to/from the Web Site.
4. Sharing Your Information
FGF will not sell, rent, license, or trade your Personal Information with third parties for their own direct marketing use unless you give general or specific consent to do so (e.g. opting in on the Wells Fargo Contact Form). FGF may, however, use or share non-Personal Information (e.g., user statistics and demographic information) with third parties. By using this Web Site and providing your Personal Information, you further agree as follows:
- FGF may use third parties to perform specific services, such as sending newsletters. If we use a third party to provide specific services (such as sending newsletters to our users on our behalf), then Personal Information may be shared with that party to the extent necessary for the third party to provide these services. These third-party service providers are only allowed to use personally identifiable information for the purpose of providing the specific services requested by FGF.
FGF may disclose without notice to you your information, including Personal Information, in response to a subpoena, when required by law, or to protect our rights. Further FGF may disclose any information in connection with any criminal investigation or to defend FGF against any claims by third parties.
FGF will only send e-mail to visitors of the Web Site who request that it be sent and always offer options to our visitors to “unsubscribe” or be removed from our e-mail directory upon request. If you give us your email address, we may, from time to time, contact you with updates, news, or marketing materials. However, we will offer you a simple and easy way to unsubscribe to such e-mails. You may also review and request changes to your Personal Information that FGF has collected, including the removal of your Personal Information from FGF’s databases by contacting us. Complete removal may not be immediate, however, and in some instances, archival copies may be impossible to delete.
6. Privacy and Children Online
This Web Site and services are not intended for or marketed to persons younger than the age of 13. Therefore, FGF will not knowingly collect or maintain any personally identifiable information from children under 13.
7. Indemnification and Disclaimer of Warranties
8. Entire Agreement
9. Contact Us